Sydney Financial Planners

SMSFs or Self Managed Superannuation Funds are a bit of a buzz word at the moment.   Given that there are almost 500,000 SMSF’s in Australia that have more than $400billion in assets, you can understand why.  Current growth will see about 90 new funds set up every single day or about 30,000 new funds per [...]

New Draft Ruling for SMSF Held Assets -When is a Repair not a Repair? There has always been a lot of debate about whether superannuation funds could make ‘repairs’ or ‘improvements’ to a property acquired under a borrowing arrangement.  Thankfully, the ATO recently released the Draft Self Managed Superannuation Funds Ruling (SMSFR 2011/D1) which seeks [...]

As financial advisors, many people ask as how much money they will need in retirement.  The answer really depends on a number of factors: – what sort of lifestyle do you want in retirement – how many years you expect your retirement funds to last (i.e. how many years after you stop working do you [...]

Many Australians travel overseas at some point in their careers with popular destinations being the UK, USA, Dubai, and Asia.  But when you’re reading to move back home to Australia, it can be difficult to know how to best manage your finances. What should you do with the retirement savings you’ve accumulated overseas? What about [...]

Download a Free Ebook about Self Managed Super Funds (SMSFs). Discover how SMSF can help you gain greater control over your super. Written by Sydney financial planners.

Since the introduction of SuperChoice in July 2005, Australian workers have had the option to choose where to put their super. Now you have the freedom to choose what to do with your superannuation but are you really taking advantage of this freedom? When you started your current job, it’s likely that you just ticked [...]

Free ebook about buying property in superannuation. Explains the basics of boosting your retirement savings with property.

The financial planners at Financial Spectrum have put together a Federal Budget Review for the 2010 / 2011 financial year of the major highlights of the Budget from a financial planning perspective.  Included are changes to tax rates, superannuation, company tax and more. From a financial planning perspective, this Federal Budget has few surprises.  There [...]