Insurance Through Super

Insurance Through Super Many super funds arrange life and disability cover for their members. Insurance is arranged by the super fund trustee, acting on behalf of the members of the fund. Having an insurance cover for accidents and illness can provide a sense of security for you and your family. Types of Insurance Available Through Super Funds […]

Share
0 Comments

Gearing Inside Superannuation – It’s Not Just About Property

We all aim for a golden retirement, but with the high expectations, a rising cost of living, and many of us living longer, the reality is that many of us won’t have enough money in retirement to see us through.  There are a lot of strategies that you can use to boost your retirement saving […]

Share
0 Comments

Legally Access Your Superannuation Early

Superannuation is an important financial investment which is designed to help provide for all Australians in their retirement.  Since the GFC however, many people have faced difficult economic circumstances, as well as others who due to significant decreases in the value of their super balances, have lost faith in the superannuation system.  As a result, […]

Share
1 Comment

End of Financial Year 2012 Important Changes

End of Financial Year Changes 2011/12   As the 2011/2012 financial year draws to an end, it’s important to take into account recent changes that have been scheduled to take effect as of July 1 2012.  Our End of Financial Year Bulletin is written to help you navigate your way through the changes that may […]

Share
0 Comments

SMSF – Is a Self Managed Super Fund Right For You? How to Get Started

SMSFs or Self Managed Superannuation Funds are a bit of a buzz word at the moment.   Given that there are almost 500,000 SMSF’s in Australia that have more than $400billion in assets, you can understand why.  Current growth will see about 90 new funds set up every single day or about 30,000 new funds per […]

Share
1 Comment

Keeping your SMSF compliant with the ATO

If you have a Self Managed Super Fund (SMSF), it is very important that you understand your obligations to ensure that you keep on the right side of the ATO and avoid hefty fines. Here are some of the most important facts you should know about running a SMSF: 1. Understand SMSF withdrawal rules Just […]

Share
0 Comments

New ATO Ruling for SMSF Held Assets – Repairs to Property

New Draft Ruling for SMSF Held Assets -When is a Repair not a Repair? There has always been a lot of debate about whether superannuation funds could make ‘repairs’ or ‘improvements’ to a property acquired under a borrowing arrangement.  Thankfully, the ATO recently released the Draft Self Managed Superannuation Funds Ruling (SMSFR 2011/D1) which seeks […]

Share
0 Comments

How Much Money is Enough for Retirement?

As financial advisors, many people ask as how much money they will need in retirement.  The answer really depends on a number of factors: – what sort of lifestyle do you want in retirement – how many years you expect your retirement funds to last (i.e. how many years after you stop working do you […]

Share
2 Comments

Super Choice – Choosing the right Super Fund

Since the introduction of SuperChoice in July 2005, Australian workers have had the option to choose where to put their super. Now you have the freedom to choose what to do with your superannuation but are you really taking advantage of this freedom? When you started your current job, it’s likely that you just ticked […]

Share
0 Comments

Buying Property in Superannuation

With the dismal performance of many superannuation funds over the past 18 months, many Australians are looking at new ways to have greater control over their savings for retirement.  Combining this discontentment with super fund performance with the Australian love affair with property has created the new buzz in saving for retirement – buying property […]

Share
0 Comments